Skip to main content

Posts

Showing posts with the label Specialized Investment Fund India

The SIF Revolution: How SEBI’s New Asset Class is Closing the ₹10L–₹50L "Wealth Gap" in 2026

  For decades, the Indian investor was forced to choose between two extremes. You either stayed in the " retail pool " of Mutual Funds or waited until you hit the ₹50 Lakh threshold for a Portfolio Management Service (PMS). This left a massive " Missing Middle " of successful professionals and emerging HNIs without sophisticated tools. In late 2025, SEBI changed the game. The launch of Specialized Investment Funds (SIF) has officially democratized " Alpha ." If you have a surplus between ₹10 Lakh and ₹50 Lakh, your investment strategy is about to get a major upgrade. Why the "Old Way" of Investing is Failing the Emerging HNI : Standard Mutual Funds are designed for the masses. With over 8 crore SIP accounts in India , these funds must remain highly diversified, often holding 60–100 stocks. While safe, this " diworsification " often leads to average returns that barely beat the index after inflation. The SIF Edge: 3 Reasons to Pivo...