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Showing posts with the label SIP vs PMS vs AIF comparison

Mutual Funds vs SIF vs PMS vs AIF — Which Is Right For Your Goals?

  By Yogesh S. Pandey — Certified Financial Wellness Coach | Trusted by 2,000+ investors  Investors today face more choices than ever: Mutual Funds , Specialized Investment Funds (SIF), Portfolio Management Services (PMS), and Alternative Investment Funds (AIF) — each built for different needs, risk appetites and investment sizes. This post compares all four, gives expert tips and real-life case study. 1) What is a Mutual Fund? A Mutual Fund pools money from many investors and invests in diversified securities (stocks, bonds, cash). It is SEBI-regulated , highly liquid, and well suited for retail investors through SIPs and lump-sum investments . Good for: Beginners, salaried investors, long-term SIP discipline. Key strengths: Low minimums, high liquidity, professional management, diversification. 2) What is a Specialized Investment Fund (SIF)? A SIF is a new SEBI-regulated product that sits between mutual funds and discretionary strategies. It allows AMCs to ru...