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Showing posts with the label SIP investing India

SIP vs Lumpsum: Which Strategy Wins in Volatile Markets?

Volatility often leaves investors confused: should they commit a lumpsum or spread investments via SIP ? Both strategies have unique strengths, and the right choice depends on timing, discipline, and goals.  Market volatility often leaves investors wondering: Should I invest through a Systematic Investment Plan (SIP) or make a lumpsum investment ? Both strategies have unique strengths, and the right choice depends on your financial goals , risk appetite , and market outlook. As a Certified Financial Wellness Coach , AMFI Registered Independent Financial Advisor (ARN 340183), and APMI Registered Distributor (APRN Code: APRN07721) , with over three decades of experinece. I’ve seen how this decision impacts investors across different life stages. Let’s break it down with clarity. What Is SIP? Definition: SIP allows you to invest a fixed amount regularly (monthly/quarterly) into mutual funds . Advantages: Rupee cost averaging reduces timing risk . Builds discipline and habit...